There is a lot of confusion regarding Ontarian’s medical coverage when travelling abroad. It’s the time of year when many of us in Windsor and Essex County take vacations or day trips to our American neighbours.
A shopping trip, a visit to Cedar Point, going to a Tigers game or golfing stateside could become a financially disastrous outing if you are injured or require medical attention.
Here are some facts from the Ontario Ministry of Health:
OHIP will pay very limited amounts for physician services and hospital/health facility services, and only if certain conditions are satisfied. You are entitled to very limited funding for a certain range of medical services when you are travelling outside of Canada.
You are strongly advised to purchase additional health insurance every time you leave Canada to cover any expenses in excess of the limited funding provided by OHIP.
If you’d like more information, please feel free to call our office: 519-736-8228.